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Condo Insurance in ArizonaMatched to Your HOA
Your HOA's master policy protects the building, but what it covers inside your unit varies. We help Arizona condo owners fill the gaps with coverage that fits.
4.3 stars from 675 client reviews English & Español Local office in Mesa

Condo Insurance Explained in Plain Language
Condo insurance (often called an HO-6 policy) picks up where your association's master policy leaves off. Depending on your HOA, that can include interior walls, flooring, cabinets and the upgrades you've made, along with your personal belongings and liability.
The key is knowing what your HOA covers. Send us your master policy summary or bylaws and our team will help you match your coverage to them, then show you how bundling with your auto insurance may help you save.
What Condo Insurance Can Include
Every policy is different. Coverage depends on the options you choose, and our team will walk you through each one.
Interior & Improvements
Helps cover the inside of your unit, such as walls, flooring, cabinets and upgrades, depending on what your HOA policy leaves to you.
Personal Property
Protects your furniture, electronics, clothing and other belongings after a covered loss.
Personal Liability
Helps if someone is hurt in your unit or you accidentally damage a neighbor's unit.
Loss Assessment
May help with your share of a special assessment the HOA charges owners after a covered loss.
Additional Living Expenses
Helps with temporary housing if a covered loss makes your condo unlivable.
Your Local Mesa Agency
We help condo owners from our office in Mesa and across Arizona, including Tempe, Chandler and Gilbert. Most condo policies can be quoted and set up by phone, text or email.
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What Our Clients Say
Thank you for going through my coverage levels with me! Puts my mind at ease!
Friendly, open and explains all our financial options available to us in an easy to understand terms, e.g. no technical insurance jargon.
Getting Covered Is Simple
Reach Out
Call, text or start a quote online. Tell us what you want to protect.
Share a Few Details
We gather the basics about your drivers, home, rentals or business.
Review Your Options
We explain each coverage in plain language and look for discounts.
Get Covered
Choose your coverage, and we'll stay with you for changes and reviews.
Condo Insurance Questions, Answered
Your HOA's master policy usually covers the building's exterior and common areas. What it covers inside your unit varies a lot between associations. A condo policy fills in the gaps: your interior, belongings and personal liability.
Start with your HOA's master policy and bylaws. They show what the association covers and what's left to you. Send them to us and we'll help you match your coverage to them.
If the HOA charges every owner a special assessment after a covered loss to a common area, loss assessment coverage may help pay your share, up to your limit.
Yes, bundling may qualify you for a discount. Discounts vary and depend on the coverage you choose.
Ready for Your Condo Insurance Quote?
It takes about a minute to start, and a real person from our team follows up.
