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Kristin F.
Adding our new ATV was easy. The representative explained all our options which helped us determine the coverage needed.
Five-Star Client Review
ATV & UTV Insurance in Arizona
ATV & UTV Insurance in ArizonaFor the Trail Ahead
From desert trails to the family property, our Mesa team helps Arizona riders protect their ATVs, UTVs and side-by-sides.
4.3 stars from 675 client reviews English & Español Local office in Mesa
About This Coverage
ATV & UTV Insurance Explained in Plain Language
Off-road machines are an investment, and they face real risks: rollovers, trail accidents, theft from a driveway or trailer, and storm damage. ATV and UTV insurance helps protect your machine and your liability when someone else gets hurt.
Our clients say it best: adding a new ATV was easy because we explained the options. Tell us how and where you ride and we'll help you choose coverage that fits.
What ATV & UTV Insurance Can Include
Every policy is different. Coverage depends on the options you choose, and our team will walk you through each one.
Liability
Helps protect you if your ATV or UTV injures someone or damages their property.
Collision
Helps repair your machine after a crash or rollover, minus your deductible.
Comprehensive
Covers theft, vandalism, fire and storm damage, at home or on the trailer.
Accessories
Ask about coverage for winches, racks, lights and other add-ons.
Close to Home
Your Local Mesa Agency
We help riders in Mesa, Apache Junction, Queen Creek, San Tan Valley and across Arizona, all from our office on S Ellsworth Rd.
Visit or Contact Our Office
Address3035 S Ellsworth Rd, Ste 144, Mesa, AZ 85212
Get directions
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HoursMon–Thu 8:30 AM – 5:30 PM · Fri 8:00 AM – 4:30 PM
What Our Clients Say
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Marcia S.
We, fortunately, haven’t needed any additional service due to claims. Terri and her group set us up for all our insurance needs after our previous agent closed his practice. They are a full-service agency and have everything we need insurance for, including our travel trailer and Side x side, fully covered.
Five-Star Client Review
M
Mark M.
The ease of contact and level of support has been great. I have recommended your firm to my oldest son and a friend of our family, who have recently moved to the area.
Five-Star Client Review
Getting Covered Is Simple
Reach Out
Call, text or start a quote online. Tell us what you want to protect.
Share a Few Details
We gather the basics about your drivers, home, rentals or business.
Review Your Options
We explain each coverage in plain language and look for discounts.
Get Covered
Choose your coverage, and we'll stay with you for changes and reviews.
ATV & UTV Insurance Questions, Answered
It depends on how and where you ride. If your ATV or UTV is registered for street use, Arizona's liability requirements apply. Even off-road only, coverage can protect you from theft, damage and liability. We'll help you figure out what applies to you.
Usually only in very limited situations, like on your own property. Most riders need a separate ATV or UTV policy to be covered on the trail.
Yes. Call or text us with the year, make and model and we'll walk you through your options.
Ready for Your ATV & UTV Insurance Quote?
It takes about a minute to start, and a real person from our team follows up.